About the Rainbow™ Framework

The Rainbow™ Framework is a proprietary behavioural finance methodology that brings systematic structure to financial decision-making. This framework enables individuals, professionals, and organizations to move from assessment through clarity to actionable planning.

The methodology employs a 7-color values-based categorization system that maps financial decisions to personal or organizational values. This systematic approach transforms complex financial planning into an intuitive, structured process that aligns financial choices with underlying behavioural drivers.

As a framework, the Rainbow™ system provides structure without prescription. It offers a methodology for understanding financial behaviours, identifying decision patterns, and creating plans that reflect both current reality and future objectives.

The system is designed for scalability—from individual personal planning to organizational financial wellness programs to professional practice implementation.

The 7-Color System

The Rainbow™ Framework categorizes financial decisions across seven value-based categories, creating a structured approach to understanding and planning financial flows.

Values-based categorization
Systematic structure
Adaptable methodology
Explore the framework categories below to understand the system structure

How the Framework Works

The Rainbow™ methodology follows a structured three-phase process: assessment, behavioural clarity, and action planning. This systematic approach ensures comprehensive understanding before implementation.

Assessment

Comprehensive evaluation of current financial situation, behavioural patterns, and values alignment. Systematic identification of decision-making drivers and financial flow patterns across all categories.

Behavioural Clarity

Analysis of the underlying drivers behind financial choices. Systematic mapping of values to spending, saving, and investment decisions using the Rainbow™ framework structure.

Action & Planning

Development of structured plans aligned with identified values and behavioural patterns. Implementation of systems and processes for ongoing decision-making clarity and financial flow management.

Who the Framework Serves

The Rainbow™ Framework is designed for three primary audiences, each with distinct implementation needs and engagement structures.

Individuals

Personal financial planning using a structured, values-based methodology. The framework provides systematic clarity for individual decision-making, moving from financial stress to structured planning.

Professionals / Advisors

Financial advisors, coaches, and consultants seeking structured frameworks for client work. The methodology can be licensed for practice implementation, providing a systematic approach to client financial planning.

Corporates / Teams

Organizational programs and team workshops. The framework brings behavioural finance structure to corporate financial wellness initiatives, providing a systematic methodology for team implementation.

Framework Implementation Use Cases

The Rainbow™ Framework is implemented across multiple contexts, from individual planning to organizational programs to professional practice integration.

  • Personal Planning

    Individual financial clarity and values-based budgeting using the framework methodology. Systematic assessment and planning for personal financial decision-making.

  • Corporate Programs

    Team workshops and organizational financial wellness initiatives. The framework provides structure for group implementation and team financial planning programs.

  • Professional Training & Licensing

    Advisors and coaches licensing the framework methodology for client work. Professional training programs for systematic implementation in practice settings.

  • Workshops & Events

    Group sessions introducing the Rainbow™ methodology. Educational workshops and events for framework introduction and implementation.

How to Work With the Rainbow™ Framework

Engagement structures are customized based on implementation context: individual planning, professional licensing, or organizational programs.

The framework is implemented through structured engagements tailored to your specific needs:

  • Individual Implementation: Personal financial planning using the framework methodology
  • Professional Licensing: Framework licensing and training for advisors and consultants
  • Organizational Programs: Corporate workshops and team implementation of the framework

Pricing Structure

Pricing is engagement-based and structured according to implementation context and scope. All engagements are customized to specific needs and objectives.

Engagement pricing is determined by:

  • Individual Implementation: Personal planning sessions and framework application programs
  • Professional Licensing: Framework licensing agreements and professional training programs
  • Organizational Programs: Corporate workshops, team implementations, and organizational financial wellness initiatives

🌈 Interactive Rainbow™ Framework Calculator

Explore the framework structure by adjusting the sliders below. See how financial flows map across the 7-color categorization system.

Survival

Rent, utilities, groceries, transportation

$
0%

Lifestyle

Dining out, entertainment, hobbies, subscriptions

$
0%

Dreams

Travel, big purchases, passion projects

$
0%

Growth

Investments, business opportunities, side hustles

$
0%

Security

Emergency fund, insurance, retirement savings

$
0%

Education

Courses, books, conferences, skill development

$
0%

Giving Back

Charity, helping family, community support

$
0%

Your Money Rainbow

$0 / $5,000 ($5,000 remaining)
Survival Lifestyle Dreams Growth Security Education Giving

✨ Your Personalized Rainbow Reflection

Insights crafted just for you

🌱 Welcome to your Rainbow Cashflow journey! As you allocate your income across the categories above, I'll create a personalized reflection just for you.

💡 Get started: Try typing dollar amounts in the category inputs above (like $2000 for Survival), and watch your personalized insights bloom here!

🌱 Your Rainbow Growth Journey

See how your financial garden is blooming

Previous Month

No data yet
➡️

Current Rainbow

Start allocating above
🌱 Start allocating your income above to see your growth journey!
📊 Your progress will be saved and compared month-to-month

🌿 Gentle Rebalancing Suggestions

Small shifts, beautiful growth

🌟 Getting Started
Begin by allocating amounts to each category above. I'll provide personalized suggestions based on your unique rainbow!
💡 Pro Tip
Try the preset buttons above for quick starting templates, then customize to match your values.

🎯 This Month's Rainbow Challenge

Complete your rainbow allocation above to unlock your personalized monthly challenge!

💡 Smart Suggestions

Adjust your sliders above to get personalized recommendations for your financial rainbow!

Quick Start Templates

Click a value to learn more

Each color in our Rainbow Cashflow system represents a core area of your financial life, helping you build a budget that is both practical and aspirational.

How It Works

A simple, three-step process to align your finances with your life.

1. Discover Your Colors

Identify your core values and map them to our seven financial categories, creating a budget that's a true reflection of you.

2. Create Your Flow

We'll help you design a spending and saving plan that feels natural and motivating, not restrictive.

3. Build Confidence

Gain the skills to manage your money effectively, invest wisely, and build long-term financial security.

Framework Implementation Results

See how the Rainbow™ Framework is being implemented across different contexts.

Photo of Alex M.
"As a first-generation immigrant, I always felt behind when it came to money. Rainbow Cashflow gave me a clear, empowering structure to finally understand my finances and build a life on my terms. It helped me go from survival mode to dreaming again."
Alex M.Small Business Owner
Photo of Jessica L.
"I used to think managing money meant sacrificing the things I loved. Rainbow Cashflow changed that. I'm investing in my future and booking the trip of a lifetime this year. It helped me align my values with my finances—without guilt."
Jessica L.Marketing Professional
Photo of Emily T.
"Before Rainbow Cashflow, I felt overwhelmed and unsure where my money was going. The 7-color system made everything click. For the first time, I'm spending with purpose, saving for joy, and finally feeling in control."
Emily T.Rainbow Cashflow Member

Implement the Rainbow™ Framework

Book a call to discuss framework implementation for your context: individual planning, professional licensing, or organizational programs.